When Your Clients Need
More Than Tax Planning
A financial planning relationship designed to work alongside you when retirement, investments, income, and tax decisions begin to interact.
A Firm You Can Confidently Introduce
Your clients trust you. We respect what that means.
Your clients already look to you for guidance on important financial decisions. As retirement approaches, many of those decisions begin to extend beyond tax planning. They may ask when they can retire, how to create income from their investments, whether a Roth conversion makes sense, how to handle concentrated stock, or how one decision may affect the others around it.
If comprehensive financial planning and investment management are not part of your practice, you may occasionally need a firm you can confidently introduce to your client.
To help you determine whether Longevity Wealth Strategies might be a good fit for you and your clients, here is how we work.
What You Can Expect From Us
A planning relationship built to work alongside yours.
Planning First
We begin with the client's financial life, not an investment product. Retirement income, investments, taxes, risk, estate considerations, and other major decisions are evaluated as parts of one financial picture.
Tax Aware
Many financial planning decisions have tax consequences. We identify those intersections early and coordinate with you when tax analysis, projections, preparation, or advice are needed.
Accessible and Accountable
We place a high value on responsiveness, follow through, and clear communication. Our clients and professional partners should know what is happening, what comes next, and who is responsible.
Collaborative
We respect the relationship you have built with your client. You remain their tax professional. Our role is to bring financial planning and investment management into the conversation, not replace the work you do.
How We Work Together
We want you in the conversation.
With the client's permission, we welcome your involvement in the planning process. You are welcome to participate in meetings when appropriate, discuss planning strategies with us, review relevant recommendations, and provide your perspective before decisions with meaningful tax implications are implemented.
We believe the client is better served when the professionals around them communicate before important decisions are made rather than after the consequences appear on a tax return.
Where Our Work Often Intersects
Financial planning decisions often create tax consequences.
Roth Conversions
Timing and amount can affect taxable income, Medicare premiums, future required distributions, and other planning decisions.
Retirement Withdrawals
The account used to fund spending can affect taxes, portfolio structure, and the client's future flexibility.
Concentrated Stock
Diversification decisions can interact with capital gains, available losses, charitable intentions, and the rest of the portfolio.
Retirement Timing
Work income, Social Security, pensions, Medicare, portfolio withdrawals, and taxes can interact across multiple years.
These are financial planning decisions with tax consequences. They are often better addressed together than sequentially.
When to Think of Us
You do not need to diagnose the planning problem.
A client may be a strong fit when they have accumulated meaningful financial resources and several decisions are beginning to affect one another.
If you sense that several financial decisions are beginning to interact, that is enough to start a conversation.
- Retirement is approaching and several decisions need to be coordinated.
- Assets are spread across taxable, tax deferred, and tax free accounts.
- Equity compensation or concentrated stock is creating planning complexity.
- A business owner is preparing for retirement, succession, or another transition.
- Investment, income, estate, charitable, or family decisions are beginning to affect one another.
- The client has financial resources but no one coordinating the entire picture.
When You Introduce a Client
A simple introduction. A clear process.
Discuss the situation without sharing private client information.
With the client's permission, a simple email introduction is enough.
We explain the Wealthspan Review, schedule the conversation, and make the process easy for the client.
With the client's permission, we involve you when planning decisions intersect with tax matters.
A Simple Starting Point
The Wealthspan Review™
The Wealthspan Review is a complimentary 45 minute visual conversation designed to help the client see how the major pieces of their financial life are working together and where deeper planning may be useful.
No preparation required. The client does not need to arrive with account statements, tax returns, or a completed financial plan.
Before You Refer a Client
Get to know us first.
A referral reflects on you. We think you should understand who you are introducing your client to. Spend a few minutes with Mark to learn how we work, the clients we serve best, and how we coordinate with tax professionals.
Already have a client in mind? A simple introduction is all we need. Meet Mark and Khy