How Planning Is Structured
We do not offer isolated financial services.
We structure coordinated planning relationships.
There are two primary ways we work:
• Individual & Family Planning
• 401(k) & Business Advisory
Both are built around long-term coordination.
Both begin with clarity.
INDIVIDUAL & FAMILY PLANNING
Designed for professionals, executives, and retirees evaluating how income, taxes, investments, and long-term decisions interact across decades.
Planning is not a collection of tasks.
It is a coordinated structure.
Retirement Income & Distribution Planning
Designing sustainable income strategies aligned with tax sequencing, Social Security timing, required distributions, and multi-decade retirement needs.
This is where longevity planning becomes real.
[View Retirement Income Planning →]
Long-Term Financial Planning
Coordinating investments, tax strategy, estate considerations, and major life decisions into one integrated structure designed to evolve over time.
The goal is not short-term optimization.
It is durability across decades.
[View Long-Term Financial Planning →]
Investment Oversight
Portfolios aligned with income strategy, long-term goals, and risk capacity, not headlines or short-term market movements.
Investments serve the plan.
They do not drive it.
[Learn About Investment Strategy →]
Equity & Complex Compensation Planning
Integrating RSUs, stock options, deferred compensation, and concentrated positions into broader retirement and tax planning.
Equity decisions are powerful, when coordinated.
[View Equity Planning →]
Coordinated Within the Planning Structure
The following areas are not treated as isolated services.
They are evaluated within the broader Wealthspan framework:
• Insurance alignment
• Estate and legacy coordination
• Charitable planning
• Real estate decisions
• Major life transitions
Planning works when decisions are connected.
401(k) & BUSINESS ADVISORY
Structured retirement plan design and business planning support for growing companies and owners.
This is a distinct advisory relationship focused on organizational and ownership-level decisions.
401(k) & Retirement Plan Advisory
Through our Longevity360™ Retirement Plan System, we design and oversee retirement plans that support both organizational goals and employee outcomes.
Plan design, fiduciary oversight, investment structure, and long-term alignment are coordinated intentionally.
[Explore 401(k) Advisory →]
Business Owner Planning
Aligning business growth, succession, valuation, tax mitigation, and exit planning with personal financial strategy.
A business is only successful when it integrates with your long-term financial life.
[View Business Owner Planning →]
Financial Wellness for Employees
Education and structured guidance integrated within retirement plan advisory relationships to support informed employee decision-making.
This strengthens both individuals and organizations.
HOW THESE RELATIONSHIPS BEGIN
Whether individual or business-focused, planning begins with clarity.
The Wealthspan Review™ is a structured conversation designed to evaluate alignment before decisions are made.
Start with a Wealthspan Review
A conversation designed to bring clarity first, so decisions can follow with purpose.
Your Next Step
The Wealthspan Review is offered to individuals who are actively evaluating whether comprehensive financial planning is the right next step and are prepared to act on clarity.
Request a Wealthspan Review™Requests are reviewed to ensure fit. No pressure. No obligation. Just clarity before decisions are made.