Wealthspan Journey™

Financial Planning Designed to Support Your Wealthspan

Financial Planning Designed to Adapt as Life Changes

Our planning relationships coordinate financial decisions so outcomes remain intentional as income, priorities, and life circumstances evolve.

Each relationship begins with a focused first year to establish clarity and structure, followed by ongoing guidance to keep decisions aligned over time.

Foundation Ascent Pinnacle

Foundation Financial Planning

Clarity and Direction

Foundation helps financial decisions stop feeling fragmented and begin working together.

Best for individuals or families seeking clarity and coordinated next steps before complexity increases.
Beginning at $2,200 in the first year Ongoing guidance $1,540 annually
  • Coordinate priorities across income savings and investments
  • Clarify cash flow net worth and tradeoffs
  • Align investment risk with long term goals
  • Explore when work becomes optional
  • Leave with clear direction and advisor guidance
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Ascent Financial Planning

Coordination as Complexity Grows

Ascent supports coordinated decision-making as income opportunity and responsibility increase.

Best for professionals and families managing higher income and growing complexity.
Beginning at $4,500 in the first year Ongoing guidance $3,150 annually
  • Everything included in Foundation
  • Reduce tax friction across income and accounts
  • Coordinate savings investments and future income
  • Integrate equity compensation pensions or business income
  • Ongoing support as decisions arise
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Pinnacle Financial Planning

Long Term Confidence and Sustainability

Pinnacle supports long-term alignment as decisions carry greater impact through retirement.

Best for pre-retirees and retirees seeking coordinated long term confidence.
Beginning at $3,500 in the first year Ongoing guidance $2,450 annually
  • Everything included in Ascent
  • Design tax aware income strategies
  • Coordinate Social Security and Medicare decisions
  • Align legacy and charitable priorities
  • Adapt as life and priorities change
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The Value of Planning

Most people think about financial planning in terms of products, performance, or fees.

The greater cost is making important decisions without clarity about how those decisions interact over decades.

Planning here is designed to coordinate decisions so outcomes are intentional rather than reactive, and so your financial system continues to support your life as it evolves.

When decisions aren’t coordinated, small issues compound quietly over time:

  • Taxes reduce flexibility.

  • Markets influence behavior.

  • Spending feels uncertain.

  • Risk drifts without intention.

Good planning is not about predicting outcomes.

It is about understanding how the pieces work together over time so decisions reinforce one another rather than conflict.

What the Value of Planning Looks Like Over Time

Over time, the value of planning shows up in two ways:

Financial Value

• Coordinated decisions across income, taxes, and investments
• Reduced friction during periods of market volatility
• Fewer costly reactions driven by uncertainty or incomplete information

Human Value

• Clearer decision pathways
• Less second guessing
• Greater confidence as life unfolds

This is the clarity our planning relationships are designed to support.

Below is our transparent planning structure.

Fees are shown to set expectations clearly - not to optimize for lowest cost, but to match the level of support to your needs.

How the Wealthspan Journey™ Typically Unfolds

The Wealthspan Review™ is the starting point - a focused conversation designed to clarify how your financial decisions are working together and whether ongoing planning would be useful.

From there, planning typically unfolds in stages as clarity deepens and circumstances evolve.

• Establishing clarity around priorities, tradeoffs, and the structure of your financial system
• Coordinating decisions across income, taxes, investments, and timing so choices reinforce one another
• Ongoing guidance as life, markets, and priorities change over time

The pace and depth of the relationship adapt to your needs.

There is no predefined path and no assumed outcome.

The purpose of planning is not to move through steps.

It is to support better decisions as life unfolds.

Your Next Step

Every planning relationship begins with a Wealthspan Review™, a focused conversation designed to clarify how well your financial decisions are working together.

You don’t choose a planning tier first. You begin with clarity.

Start My Wealthspan Review™