Business Owners & Plan Sponsors

Business Owners & Plan Sponsors

Retirement plan governance requires
more than selecting funds

Sponsoring a retirement plan is an ongoing fiduciary responsibility. It requires structure, documentation, cost awareness, and oversight that can hold up under objective review.

Longevity Wealth Strategies provides a disciplined advisory system designed to bring clarity, documentation, and consistency to how your retirement plan is governed over time.

Your responsibilities as a plan fiduciary
Governance discipline — a repeatable oversight process that holds up under review
Documentation — a clear record of decisions, monitoring activity, and plan actions
Cost awareness — ongoing fee evaluation and benchmarking against comparable plans
Regulatory readiness — decisions aligned with objective ERISA standards
Who This Is For

We work with business owners and plan fiduciaries who want a more structured approach to oversight.

Oversee a 401(k) or other defined contribution plan
Want a defined governance process and documentation structure
Need greater clarity around plan costs and benchmarking
Expect proactive advisory engagement throughout the year
Want plan oversight aligned with broader business priorities and succession planning
How We Support Plan Sponsors

Advisory support that strengthens how you
fulfill your oversight responsibilities

01
Governance Rhythm

A structured year round oversight system with two comprehensive reviews and two focused oversight reviews. This cadence keeps plan monitoring, committee input, and decision documentation active throughout the year.

02
Documentation Discipline

Consistent records of decisions, committee input, and plan actions. Documentation is not administrative overhead. It is the evidence of prudent process when decisions are later reviewed.

03
Fee Awareness & Benchmarking

Side by side fee comparison and cost transparency analysis. ERISA requires fees to be reasonable, not simply disclosed. We help you evaluate plan costs against comparable plans and document that process over time.

04
Plan Structure & Optimization

Evaluation of plan design choices through a long term fiduciary lens. Investment menu structure, default options, auto enrollment design, and fund rationalization are reviewed with participant outcomes and fiduciary prudence in view.

Our Role as Advisor

Fiduciary support through
disciplined advisory engagement

Plan sponsors retain ultimate responsibility under ERISA. Our role is to bring structure, documentation, and continuity to how that responsibility is carried out.

This is not a transactional relationship. It is a defined advisory engagement with consistent touchpoints, structured deliverables, and documented oversight activity.

Under ERISA, plan sponsors remain responsible for:
Acting solely in the interest of plan participants
Following the plan document and applicable law
Diversifying plan investments to minimize risk
Paying only reasonable plan expenses
Selecting and monitoring service providers prudently
Our advisory support is designed to help you document and demonstrate fulfillment of these responsibilities through a structured process.
Our Advisory Framework

Explore our 401(k) advisory approach

Our framework is designed to support retirement plan governance through defined review cycles, fee benchmarking, investment oversight, and committee support.

Learn more about our 401(k) advisory framework →
Start Here

Request a 401(k) Governance Review

If you are responsible for your company's retirement plan and want greater clarity around governance structure, fee transparency, and advisory engagement, this is the right place to begin.

Request a 401(k) Governance Review

No obligation. No commitment required. Just a structured conversation to determine whether a deeper review would be worthwhile.