Business Owners & Plan Sponsors
As plan complexity grows, decisions around design, compliance, and participant outcomes begin to interact in ways that are harder to manage without a coordinated approach.
If Your Plan Were Reviewed Today,
Could You Demonstrate How Every Decision Was Made?
Most plan sponsors cannot. That is not a compliance gap. Under ERISA, it is a personal liability.
Sponsoring a retirement plan makes you a fiduciary. Not in a general sense. In a legally enforceable one. Every investment decision, every fee paid, every provider selected carries your name. If those decisions cannot be documented, justified, and demonstrated to hold up under review, the exposure is yours.
The plan may be running.
That does not mean it is defensible.
We work with plan sponsors who want their oversight
to hold up, not just appear to.
We build the structure behind how your fiduciary responsibility
is carried out, documented, and demonstrated over time.
Our advisory work is not periodic check-ins or reactive support. It is a defined governance system that brings structure, documentation discipline, and consistent oversight to your plan throughout the year.
We support the fiduciary. We do not replace it. The responsibility remains yours. What we provide is the process, the documentation, and the evidence that it was carried out properly.
This is not a transactional relationship. It is a defined advisory engagement with consistent touchpoints, structured deliverables, and a documented record of how the plan is being governed.
A structured review. A clear picture.
A defined next step.
We apply our seven-area framework to your current plan and surface where structure is strong, where it is incomplete, and where exposure may exist. No disruption to existing providers. No product replacement pressure.
If deeper engagement is warranted, we establish the Longevity360™ governance rhythm: defined review cycles, documentation discipline, fee benchmarking, and investment monitoring aligned with your Investment Policy Statement.
Consistent touchpoints, structured deliverables, and a documented record of how the plan is being governed across the year. Oversight that holds up because it was built to hold up.
See the full advisory framework
before deciding whether to act.
The Longevity360™ system outlines exactly how plan governance is structured, what is evaluated, and how oversight is documented over time. Most plan sponsors find that seeing the framework is enough to know whether their current approach is sufficient.
See the 401(k) Advisory Framework →No obligation. No changes required to your current plan or providers.