Longevity Wealth Knowledge Hub
A reference library for people who want to think clearly about money over a long life.
This is not commentary, news, or advice.
It is a place to understand how financial decisions unfold over decades, not just at retirement.
Each topic stands on its own. Each is written to remain relevant as life, markets, and circumstances change.
These ideas shape how we think about long term planning and the Wealthspan Review. They define the lens we use to evaluate risk, tradeoffs, flexibility, and durability over time.
Unlike our Longevity Files, which explore reflections and applied ideas, the Knowledge Hub is designed to be stable. It is meant to be revisited as understanding deepens.
Some readers come here to build perspective. Others come to see how these ideas apply to their own situation. That is when stepping back for clarity becomes useful.
This library will continue to grow as a long term reference for thoughtful financial decision making across a longer life.
Pillar titles are clickable, select one to open the full pillar page.
Wealthspan Foundations→
How money supports life over time.
This section introduces the core ideas behind Wealthspan and why planning for longevity requires a different perspective than traditional retirement planning.
It explains why net worth alone is not enough, how time reshapes risk, and why flexibility often matters more than precision.
These ideas form the lens through which long term financial decisions are evaluated.
Topics include:
What Wealthspan means
Why net worth alone is not enough
How time reshapes financial risk
The difference between accumulation thinking and income thinking
Why flexibility matters more than precision in long term planning
Integrated Planning Over a Long Life→
How financial decisions interact over time.
This section explains why long term planning works best as a connected system rather than a set of isolated strategies.
It explores how income, taxes, health, and risk interact across decades, and why coordination matters more than optimization as life unfolds.
These ideas clarify how durable plans are built to adapt over time.
Topics include:
How Long Term Planning Differs From Short Term Optimization
Why financial decisions cannot be evaluated in isolation
How income, taxes, and risk interact over decades
Why longevity and health reshape planning tradeoffs
Why coordination matters more than optimization
Retirement Planning Concepts →
How durable retirement plans are built.
This section explains why retirement planning works best as a living system that adapts as life changes, rather than a static plan fixed at retirement.
The focus is on sustainability, sequencing, and the ability to adjust over time.
Topics include:
Sequence of return risk
How retirement income planning with guardrails works
Planning for the multiple phases of retirement
The role of income sequencing in retirement sustainability
Why retirement planning is an ongoing process, not a one time event
Balancing spending flexibility with long term income durability
Longevity and Healthspan→
How a longer life changes planning.
This section explores the financial implications of longevity and the role health, lifestyle, and quality of life play over time.
Topics include:
Longevity risk
Healthcare planning considerations
Aligning finances with life design
Tax and Distribution Strategy→
How taxes shape outcomes over decades.
The focus here is on coordination and sequencing, not short term optimization.
Topics include:
Required distributions
Tax diversification
Lifetime tax efficiency
Risk Protection and Resilience→
Risks beyond market volatility.
This section looks at the risks that tend to surface during transitions and periods of uncertainty, and how resilience is built over time.
Topics include:
Liquidity stress
Income disruption
Sequence risk
Life changes during market volatility
Our Perspective
Clarity comes before confidence.
Understanding comes before action.
Well informed decisions compound.
So does good planning.