The Longevity360™ Retirement Plan System
Smarter 401(k) oversight for small and mid-sized employers
The right retirement plan should attract top talent, strengthen employee financial wellness, and support your business goals without added complexity, unnecessary fees, or compliance headaches.
That’s why we built The Longevity360™ Retirement Plan System: a proactive, structured, year-round approach that gives business owners clarity, confidence, and a retirement plan that runs smoothly in the background.
Why Your 401(k) Matters More Than Ever
Helping employees save for retirement is more than a benefit, it’s a competitive advantage. Financially confident employees are:
More focused and productive
Less stressed and less likely to miss work
More loyal to their employer
More engaged and motivated
But for many business owners, managing a retirement plan can feel overwhelming.
Common challenges include:
Understanding fiduciary responsibilities
Keeping up with ERISA, IRS, and DOL updates
Benchmarking fees and provider costs
Ensuring employees use the plan effectively
Monitoring investments and documenting decisions
Aligning plan design with business goals
You shouldn’t have to figure this out alone.
With Longevity360™, we simplify everything.
Introducing: The Longevity360™ Retirement Plan System
A streamlined, worry-free oversight process engineered for your business.
Our proprietary system transforms complex fiduciary requirements into a clear, efficient, repeatable framework that protects your business and improves outcomes for your employees.
The 4 Pillars of Longevity360™
1. Fiduciary Advantage Review™
A structured review cycle that identifies risks, clarifies responsibilities, and outlines opportunities to strengthen your plan.
We deliver documentation, action steps, and year-round support so you always feel audit-ready.
2. SmartFees Benchmark Assessment™
A transparent, data-driven comparison of your plan fees against national benchmarks for similar-sized plans.
We highlight savings, negotiate on your behalf, and ensure your fees remain competitive.
3. Investment Advantage Monitoring™
Rules-based oversight aligned directly with your Investment Policy Statement.
We evaluate performance, risk metrics, manager stability, and expenses, then proactively recommend updates to strengthen your lineup.
4. Employee Advantage Learning Labs™
Short, modern, high-impact financial wellness and retirement education delivered onsite or virtually.
Designed to increase participation, improve savings behaviors, and reduce employee financial stress.
What Longevity360™ Delivers to Your Business
A plan that aligns with your goals: From plan design to provider selection, we build the strategy around your company’s values, culture, and workforce needs.
Proactive fiduciary and regulatory support: Stay ahead of ERISA, IRS, and DOL rules with guidance that keeps your plan compliant.
Fee transparency and negotiating power: Benchmarking ensures fair, competitive pricing for plans of your size.
High-quality investment oversight: Disciplined monitoring strengthens your offering and supports better outcomes.
Engaged, financially confident employees: Education designed to meet them where they are on-site, virtual, and on demand.
Longevity360™ Plan Health Check
Is your retirement plan working as hard as you do?
Our complimentary Plan Health Check reviews the seven areas most critical to plan performance and fiduciary protection:
Fees & expenses
Investment lineup
Fiduciary compliance
Employee engagement
Plan design
Service providers
Governance & oversight
You’ll receive a clear, actionable report outlining strengths, gaps, and opportunities.
Ready to Strengthen Your 401(k)?
Let’s make your retirement plan easier to manage and more valuable for your employees.
Schedule your 401(k) Review Strategy Session today and discover how Longevity360™ can reduce risk, improve outcomes, and bring clarity to your retirement plan.