Most people approaching retirement have never had their relationship with risk actually measured.
The Wealthspan Risk Number changes that. In five minutes, you will know something about yourself that most investors never discover and that every durable retirement plan depends on.
Designed for individuals and families with $500K or more approaching or already in retirement.
Get My Wealthspan Risk Number →· No cost · No obligation · Five minutes ·
You know how you think about money. But do you know how you actually think about risk?
Most investors describe themselves as moderate. What that means in practice varies enormously and the difference rarely shows up until markets move at exactly the wrong moment.
The Freedom Risk Score puts a precise number on your personal risk comfort level. Not an estimate. Not a category. A number, built on the same academic framework that leading institutions use to align planning with real human behavior.
"A plan built around a risk level you are not truly comfortable with tends to fail at the worst possible moment, not because of the market, but because of the behavior it triggers."
Knowing your number before those moments arrive is how you build a retirement income plan you can actually stay with through volatility, transitions, and the decades ahead.
Two minutes. Then you will understand exactly what your Wealthspan Risk Number means.
Watch before you begin, it makes your results significantly more meaningful.
Four insights. Five minutes.
Each one directly relevant to building a retirement income plan that holds.
Your Risk Number
A precise, quantified measure of your personal risk comfort level, not a generic category or assumption.
What it means in plain language
How your number translates into real decisions about income, withdrawals, and behavior when markets move.
Why it matters in retirement
Why your Risk Number is more consequential in the distribution phase than at any earlier point in your financial life.
A clear next step
How this number connects to coordinated retirement income planning, if and when that conversation makes sense.
During accumulation, risk misalignment is uncomfortable. In retirement, it becomes structural.
When you are still working, time absorbs volatility. A portfolio carrying more risk than you are comfortable with might cause anxiety, but it recovers.
In retirement, the same misalignment has real consequences. Withdrawals combined with market declines at the wrong moment, sequence of returns risk, can reduce how long a portfolio lasts, even if long-term returns eventually recover.
The behavior that tends to do the most damage is not the market decline itself. It is the decision to react, selling at the wrong time, disrupting the withdrawal sequence, repositioning under pressure.
Knowing your Risk Number before those decisions have to be made is how you build a system designed for who you actually are.
How it works
Three steps. Five minutes. One number worth knowing.
Answer five short questions
Scenario-based questions that measure your genuine comfort with financial risk, not what you think the right answer should be.
Receive your Risk Number instantly
Your score appears immediately, a number between 1 and 99 with a plain-language explanation of what it means for your financial decisions.
Decide what to do with it
Keep the number for your own clarity or use it as the starting point for a broader conversation about how your financial system is built.
· Approximately five minutes · No portfolio information required ·
The Freedom Risk Score is powered by Nitrogen an industry-standard risk assessment platform built on a Nobel Prize-winning academic framework for quantifying investment risk tolerance. The Risk Number® system translates complex risk metrics into a precise, understandable score used by financial professionals nationwide. Your results are private, secure, and delivered directly to you.
No account required. No portfolio information needed. No obligation to take any next step.
"I assumed I was a moderate investor. My number told a different story. That one insight changed how I think about every financial decision I was about to make."
"I had never seen my relationship with risk quantified before. It was the first time a financial conversation felt like it was actually about me — not a generic profile."
"Five minutes. One number. And suddenly I understood why every market downturn made me feel the way it did. That clarity was worth more than I expected."
Five minutes from now, you will know something most investors never discover.
No cost. No obligation. Your Wealthspan Risk Number is yours to keep, regardless of what comes next.
Mark Sweeney, MS | Founder & CEO
Mark focuses on coordinated retirement income planning, tax-aware distribution strategy, and long-horizon financial decision making for individuals and families across Northern Virginia. The Freedom Risk Score is the starting point, not the destination. What you learn here shapes every conversation that follows.