Your Retirement Has Four Acts. Are You Prepared for All of Them?
Retirement Isn’t One Long Chapter
A lot of people think of retirement as one long, quiet chapter. A single landscape.
But that’s like thinking a great novel has only one act. Or believing a play has only one scene.
The truth, according to research at MIT AgeLab, is that a long retirement is a play with four distinct acts. Each has its own pace, challenges, and needs. Planning for just one act and ignoring the others is a recipe for a bad ending.
Act I: The Honeymoon
The victory lap. You’re healthy. You’re free. Focus on the things you put off, family, travel, hobbies, adventure.
Act II: The Big Decisions
A new reality sets in. This is the “re-potting” phase: Where will you live? Will you downsize? The choices you make here shape the rest of your story.
Act III: Navigating Longevity
The plot thickens. Longer life changes the equation. Health matters more. Long-term care and healthcare costs move from abstract to real. This phase isn’t about saving. It’s about protecting.
Act IV: The Solo Journey
A slower pace, but the need for support systems is critical. The financial plan must provide calm, confidence, and security.
Most financial advisors focus only on Act I. They get you to retirement.
Our mission, inspired by MIT AgeLab, is to help you plan for all four acts.
Your wealth isn’t just a number. It’s the engine that powers your life through every phase.
It’s time to build a strategy as dynamic and adaptable as your life itself.
That’s not a Google search. That’s a conversation.
And that conversation begins here with the Wealthspan Review™, our financial diagnostic designed to help you see your whole picture clearly, so you can move forward with confidence.
Your Next Step
Schedule Your Wealthspan Review™Disclaimer: The information provided is for educational purposes only and does not constitute investment, tax, or financial advice. Consult with a licensed professional before making financial decisions.
