Financial Planning & Wealth Management

Welcome to Longevity Wealth Strategies, a Vienna VA based financial advisory and wealth management firm serving Vienna, Oakton, Tysons Corner, and Fairfax County.

We provide comprehensive financial planning, retirement planning, tax aware investment strategies, and equity compensation guidance for high income professionals and families across Northern Virginia.

As long standing members of the Vienna community and the Vienna Business Association, this is not simply where we work. It is where we live, raise our families, and build our futures. Our local experience shapes how we advise clients every day.

Why Work With a Financial Advisor in Vienna VA

Choosing a financial advisor in Vienna VA means working with someone who understands the financial realities of Northern Virginia.

Professionals in this region face a unique combination of challenges including high housing costs, complex compensation, federal and contractor benefits, and elevated federal and Virginia state tax exposure. These factors require coordinated planning rather than isolated decisions.

A local financial advisor helps integrate investments, retirement accounts, tax strategy, compensation planning, and life transitions into a single cohesive plan designed to support long term independence and flexibility.

Why Vienna and Oakton Professionals Choose Longevity Wealth Strategies

Northern Virginia attracts high achieving professionals across technology, government, and professional services. Many arrive at midcareer or pre retirement with growing assets and increasing complexity.

Common challenges we help solve include:

• Managing complex compensation including RSUs, stock options, bonuses, and deferred compensation

• Making informed high value housing and mortgage decisions in Vienna and Oakton

• Reducing long term tax exposure through proactive planning strategies

• Coordinating multiple employer retirement plans, pensions, and investment accounts

Our mission is simple.

We simplify your financial life and help you extend your Wealthspan, the length of time your wealth supports the life you want to live.

Navigating Change in a New Place

We often work with people who are new to the Vienna Oakton area and navigating a major transition - a career, relocation, or a life stage shift. In these moments, familiarity is still forming but financial decisions often carry more weight.

Our role is help you regain clarity before long-term choices are made.

Who We Serve in Vienna Oakton and Fairfax County

We work with professionals and families throughout Vienna VA, Oakton VA, and Fairfax County who have built successful careers and meaningful assets but need clarity and coordination.

Technology and Engineering Professionals

Maximizing Innovation-Based Wealth in the Tysons-Vienna Corridor We serve technology and engineering leaders at the region's anchor employers, including Capital One, Freddie Mac, AWS, Google, Microsoft, and Navy Federal Credit Union. For these high-income professionals, wealth is often tied to complex corporate structures.

Our planning goes beyond simple investment management; we specialize in:

• Equity Compensation Optimization: Navigating the tax implications of RSUs, ISOs, and NQSOs to prevent "tax spikes."

• Advanced Savings Strategies: Maximizing Mega Backdoor Roth conversions and CODA 401(k) contributions.

• Concentrated Stock Management: Developing disciplined exit strategies for those with high exposure to a single tech ticker.

Federal Employees and Government Contractors

Integrating Federal Benefits with Private Wealth Goals Vienna is a hub for the nation's most critical civil servants and the contractors who support them at Leidos, Booz Allen Hamilton, CACI, and Northrop Grumman. We understand that your retirement "floor" is built differently.

We help Northern Virginia’s federal community bridge the gap between their agency benefits and their personal lifestyle goals through:

• Thrift Savings Plan (TSP) Precision: Strategic allocation and "Age 59 ½" in-service withdrawal analysis.

• FERS and CSRS Pension Integration: Calculating the true value of your pension within your broader Wealthspan.

• Contractor Benefit Coordination: Aligning deferred compensation plans and contractor-specific health and insurance benefits into a single, unified roadmap.

Real-World Examples of How We Help

The Capital One Executive: Equity & Tax Coordination

The Challenge: A senior associate at Capital One had significant wealth tied up in vesting RSUs, leading to a massive projected tax bill and a portfolio heavily concentrated in one stock.

The Longevity Strategy: We developed a multi-year "harvesting" strategy for their Restricted Stock Units, coordinated with Mega Backdoor Roth contributions within the Capital One CODA plan.

The Result: This approach reduced their "tax drag" and allowed them to diversify into a broader wealth strategy without sacrificing their long-term growth goals.

The Booz Allen Consultant: Bridging the ECAP Gap

The Challenge: A long-tenured Booz Allen Hamilton professional was unsure how their ECAP (Employees' Capital Accumulation Plan) and pension benefits would translate into actual monthly income in retirement.

The Longevity Strategy: We conducted a deep-dive analysis of their Booz Allen benefits, integrating their 6% match and vesting schedules into a Wealthspan Roadmap. We identified an opportunity to optimize their deferred compensation to lower their current tax bracket.

The Result: The client gained a clear "retirement date" based on data, not guesswork, ensuring their firm-funded benefits were fully leveraged.

Business Leaders and Local Executives

Strategic Wealth Coordination for the Vienna Business Community

As active members of the Vienna Business Association, we partner with the founders, operators, and senior leaders who drive the Fairfax County economy. We recognize that for a business owner, the "exit" is often the most significant financial event of their life.

Our approach balances business liquidity with personal financial independence:

• Tax-Efficient Business Exits: Planning for the eventual sale or succession of professional and technical services firms.

• Executive Benefits Integration: Coordinating Supplemental Executive Retirement Plans (SERP) and deferred bonuses with personal tax strategies.

• High-Value Asset Protection: Strategies designed for Northern Virginia families with significant equity in local real estate and private enterprise.

Financial Planning Focus Areas for Vienna VA Clients

Complex Compensation and Equity Planning

We help professionals design coordinated strategies for RSUs, stock options, deferred compensation, and bonuses to reduce concentrated risk and improve after tax outcomes.

Housing and Cost of Living Decisions

With median home values exceeding one million dollars in many Vienna and Oakton neighborhoods, housing decisions play a central role in long term financial planning. We help integrate mortgage strategy, liquidity needs, and investment opportunities into your overall plan.

Tax Planning and Roth Optimization

We guide clients through proactive tax strategies including Backdoor Roth, Mega Backdoor Roth, HSA planning, and Virginia specific tax considerations to reduce lifetime tax drag.

Pre Retirement and Midlife Planning Ages 40 to 60

We bring clarity to complex financial lives by consolidating retirement accounts, pensions, deferred compensation, and investment assets into a clear roadmap toward financial independence.

Financial Advisor FAQs for Vienna VA Residents

Do you work with clients who live in Vienna VA?

Yes. We are based in Vienna VA and primarily serve clients in Vienna, Oakton, Tysons Corner, and Fairfax County.

What services does a financial advisor in Vienna typically provide?

A financial advisor in Vienna typically provides financial planning, retirement planning, investment management, tax planning, equity compensation guidance, and coordination of employer benefits.

Do you specialize in working with high income professionals?

Yes. Many of our clients are high earning professionals with complex compensation, significant assets, and elevated tax exposure who benefit from integrated planning.

Do you help with retirement planning before retirement?

Yes. We work extensively with professionals in their forties and fifties to prepare for retirement by coordinating savings, tax strategy, investment allocation, and lifestyle planning well before retirement begins.

Our Local Commitment to Vienna and Northern Virginia

As a Vienna VA based financial advisory firm, we understand more than your balance sheet. We understand the region, the employers, the cost of living, and the life decisions that shape your future here.

Our advice is objective, transparent, and aligned solely with your goals. Every plan is designed to help you live well across decades, not simply reach a retirement date.

Schedule a Complimentary Wealthspan Review™

If you are looking for a financial advisor in Vienna VA who understands Northern Virginia careers, compensation, and tax complexity, we invite you to schedule a complimentary Wealthspan Review™.

This initial conversation helps bring clarity to your financial picture and identify opportunities to improve confidence, efficiency, and long term flexibility.

What’s Happening Around Vienna & Fairfax

Life here has a familiar rhythm throughout the year, shaped by community events and shared traditions. Some moments people often recognize include:

In and Around Vienna

• Chillin’ on Church and seasonal gatherings along Church Street

• Viva Vienna and other town-wide festivals

• Oktoberfest and fall community celebrations

• The annual Christmas Tree Lighting

• Town Green concerts and outdoor movie nights during warmer months

Across Fairfax County

• The Fairfax Independence Day Parade and July 4th celebrations

• Performances and summer programming at Wolf Trap

• The Chocolate Lovers Festival and other seasonal events

• The Fairfax County Fair and late-summer community traditions

These events are part of everyday life in the area and often coincide with moments when people naturally pause, reflect, and reassess what matters next.