Are You Taking More Risk Than You Realize?
One of the biggest causes of stress in investing isn’t the market itself, it’s holding a portfolio that doesn’t match your comfort level with risk.
We recently worked with a client, let’s call her Susan. She thought she was a conservative investor. But during a volatile stretch in the markets, she found herself checking her account constantly and worrying about losing more than she could afford.
When we ran her portfolio through Nitrogen’s Risk Analyzer, we discovered the problem: Susan’s investments lined up with a Risk Number of 78 (quite aggressive) while her actual comfort level was closer to 45. That mismatch explained the stress she was feeling.
Once we adjusted her portfolio to align with her true Risk Number®, Susan could finally focus on her long-term goals instead of every market headline.
What Is Risk Tolerance?
Risk tolerance is simply how much market fluctuation you can handle without losing sleep. Some investors thrive on big swings, while others prefer stability, even if it means lower returns. Most of us fall somewhere in between.
How We Help You Find Your Comfort Zone
Instead of vague labels like “aggressive” or “conservative,” Nitrogen’s Risk Analyzer gives you a precise Risk Number® (1–99) based on your answers to real-world investing scenarios.
We then compare that number with your current portfolio. If the two don’t match, we’ll show you exactly where adjustments may be needed so you can invest with confidence and peace of mind.
Why It Matters for Longevity
Longevity in investing isn’t about chasing the biggest returns, it’s about staying the course over time. When your portfolio matches your risk tolerance, you’re less likely to panic, sell at the wrong moment, or lose sight of your goals.
That’s the foundation of financial longevity: a strategy you can stick with through every season of the market.
Curious about your own comfort level? Try our Risk Analyzer and discover your Risk Number®. You may be surprised by what you find.
We can review after you complete and see how it lines up with your investments.
