Protect What Matters

We find risks and build safeguards around what you’ve earned so you can move forward with confidence.

Building wealth matters, but protecting it is essential. At Longevity Wealth Strategies, we create insurance plans that shield you, your family, and your finances from life’s surprises. With the right coverage, your financial plan can handle any storm.

Why Insurance Planning Matters

Ignoring risks like illness, injury, or loss puts your goals and loved ones at risk. Insurance isn’t just a policy, it’s peace of mind.

The right plan ensures:

  • Your family is financially prepared if you’re gone

  • Your income is protected if you can’t work

  • Long-term care won’t drain your savings

  • Your estate avoids unnecessary taxes and legal issues

Key Protection Areas

  • Life Insurance: Secure your family’s future with term or permanent coverage.

  • Health Insurance: Guard against costly medical bills with the right plan.

  • Disability Insurance: Protect your income if illness or injury stops you from working.

  • Long-Term Care: Preserve your savings and independence with extended care coverage.

  • Property & Liability: Cover your home, car, and legal liabilities to protect your assets.

Your Coverage, Reviewed, Customized and Optimized

We assess your current policies, identify gaps, and recommend solutions tailored to your unique needs working with experienced team of insurancen professionals to keep you fully protected.

Confidence Starts Here

As life changes, so should your protection. Whether starting out, retiring, or planning your legacy, we help you prepare your financial future.

  • The right amount of life insurance depends on your personal situation, including your debts, income replacement needs, future obligations like college costs, and how much support your dependents would require if you were no longer able to provide for them.

    A thorough review of your financial picture helps determine adequate coverage

  • The most impactful coverage typically includes life, disability, health, long term care, and liability protection.

    Each plays a different role in protecting income, preserving assets, and preventing a single event from disrupting years of financial progress.

  • Being underinsured can create gaps that place pressure on savings, investments, or retirement income when unexpected events occur.

    Without adequate protection, financial decisions may be driven by necessity rather than choice, which can shorten the years your wealth is able to support your life.

  • Employer-provided coverage can be a good starting point, but it often has limits and can be lost if you change jobs.

    Many people supplement with individual policies to ensure consistent, long-term protection tailored to their specific goals and family needs.

  • Premiums are influenced by a variety of factors including your age, health, location, type of coverage, deductible amount, and your personal or household risk profile.

    For example, younger and healthier individuals typically pay lower life insurance premiums than older or less healthy applicants, all else equal.

  • Insurance is a financial necessity because it protects your plan from being undone by events you cannot control. Even well-designed strategies around saving, investing, and retirement can be derailed by illness, disability, accidents, or liability if the financial impact is left uncovered.

    Insurance shifts the cost of major, unpredictable events away from your balance sheet. Instead of forcing you to draw down savings, disrupt income, or change long-term plans, it provides stability when life does not follow the script. In that sense, insurance is not about pessimism. It is about preserving choice, protecting progress, and ensuring your wealth can continue to support your life over time.

Ready to Protect What You Have Worked For?

Most people think they’re protected, until they discover what’s missing from their plan.

See What’s Possible for Your Wealthspan